Aboɔden abo a Wɔde Di Dwuma

Aboɔden abo adwuma no anya abakɔsɛm a ɛfa aguadi a wɔde wɔn ho na wɔanni mmara so a nnwumayɛfo pii nya sika pa fi aboɔden abo a wotu mu kosi nea wotwitwa so kosi nea wɔtɔn no kɛse so. Ɛyɛ wuram atɔe fam ɔyɛkyerɛ mfe pii ni, nanso saa nna no reba awiei. Aboɔden abo tɔnfo behyia nsɛm ahorow a ɛfa mmara a wobedi so ho de akyerɛ sɛ wɔn adwuma no yɛ mmara kwan so de.

Abakɔsɛm mu su horow a ɛfa aboɔden abo a wodi so ho

Bere a yɛhyɛɛ Gem Rock Auctions ase wɔ afe 2005 mu bere a yɛhyehyɛɛ Opal Auctions wɔ afe 2004 mu akyi no, me ho dwiriw me sɛ mihuu adwene soronko koraa wɔ aboɔden abo adwuma no ho sɛ wɔde toto opal adwuma no ho a. Saa aboɔden abo adwuma fɛfɛ a ɛyɛ dɔla ɔpepepem pii yi maa nnipa pii akɔ so ayɛ adwuma wɔ bere a atwam no mu, na mɛka no pen, a na suban ahorow a ɛnyɛ nea ɛbɛboa adetɔfo no. Na anigye kakraa bi na ɛwɔ hɔ sɛ wɔbɛma adetɔnfo bi ‘agye atom’ na na wɔn ani nnye ‘aboɔden abo a ɛwɔ kɔla a wɔagye atom’ ho anigye kɛse , na na wɔnka nsɛm a ɛfa mmara a wodi so ho asɛm wɔ adwuma a sika di so yi mu. Enti nnipa pii a wɔpɛ sɛ wɔkɔka Gem Rock Auctions ho no bɛbisa na wɔaka asɛm a edidi so yi: “Matɔ nneɛma afi m’adamfo anaa m’abusua hɔ mfe pii na ne stock no teɛ bere nyinaa, enti enhia sɛ mede adansedi krataa hwehwɛ mu.” Anka merempene saa akwammisa yi so, na seesei mfeɛ 10 akyi no yɛnte saa nsɛm yi bio sɛdeɛ metumi ahyɛ bɔ sɛ wɔde lace 10% wɔ wɔn stocks mu.

Nea enti a aboɔden abo adwuma no bɛsakra ntɛm sen sɛ ɛbɛkyɛ

Nneɛma pii wɔ hɔ a ɛka adwuma no. Nneɛma nketenkete bi ne nneɛma atitiriw pii, ne nnansa yi ara, mprempren mmara sodi ho nsɛm afi ase wɔ wiase nyinaa. Amumɔyɛsɛm ne sika a wɔde di dwuma ɔkwammɔne so ho mmara wɔ Atɔe Fam aman mu fi USA kosi UK ne Australia, mprempren afi ase renya saa adwuma yi so nkɛntɛnso. Wobu akontaa sɛ dɔla ɔpepepem 500 kosi ɔpepepem na wɔde wɔn ho hyɛ sika a wɔde di dwuma ɔkwammɔne so mu afe biara wɔ wiase nyinaa. Ɛyɛ anigye sɛ aman a wɔanya nkɔso a wɔde ka kɛse no na wodi saa nhyɛso yi anim sɛ wɔbɛko atia sika a wɔde di dwuma ɔkwammɔne so, efisɛ wɔhwehwɛ tow no mprempren fi sika anaa sika a wɔde di dwuma ɔkwammɔne so ho nnwuma mu.

Ɛnyɛ ade a ɛbae ara kwa sɛ Switzerland too ne sum ase sikakorabea nhyehyɛe mu esiane Atɔe Fam aban nhyɛso nti. Sɛ aban adwumakuw bi anaa Ɔpepepemfo bi amfa wɔn ani anhyɛ nnwumakuw a wɔhoro nneɛma yi so hwehwɛ amammui anaa sikasɛm mu mfaso nkutoo a, na Panama nkrataa no betumi ada adi. Ɛmfa ho nea ɛkanyan adwene no, ɛma yɛn nnwuma no kɔkɔbɔ sɛ adwuma biara a ɛde sika di gua no bɛba abɛhwɛ yiye.

Mfe pii ni na wonim sɛ nnubɔnetɔnfo de sika bɛtɔ abohene a ɛwɔ soro no na na wontumi nhu saa nkitahodi ahorow yi na wontua tow biara. Mprempren aman pii reyɛ sika a wɔde di dwuma ɔkwammɔne so, wɔ Amumɔyɛsɛm frankaa ase mpo de ahyɛ sika a wɔde di dwuma yi so.

Australiafo a wɔhwɛ wɔn so ne Austrac

CDD (Customer Due Diligence) ho hia ma AML/CTF efisɛ ɛsɛ sɛ wo compliance officer no de ne ho to asiane mu susuw adetɔfo no ho na osi gyinae sɛ ɔbɛtoa ahyɛde no so anaasɛ ɔrenyɛ saa sɛ ɛyɛ adwenem naayɛ a.

European commission resakra SWIFT sikakorabea apam USA. UK wɔ sodikuw foforo, ‘Office for Professional Body Anti-Money Laundering Supervision’ a ɛwɔ FCA ase. Sɛ woyɛ high value dealer of cash orders over Euro 10,000 a ɛho behia sɛ wokyerɛw wo din wɔ HM revenue ne Customs.

USA wɔ USA Patriot Act of 2001 a ɛsesa Bank kokoam mmara a ɛwɔ BSA, a ɛhwehwɛ sɛ sikasɛm asoɛeɛ nyinaa hyehyɛ Anti-Money Laundering (AML) nhyehyɛeɛ. Sɛ wotɔn bɛboro $50,000 afe biara a ɛyɛ dade a ɛsom bo, abo ne aboɔden abo a, ɛnde wɔhwehwɛ sɛ wode nhyehyɛe bi a ɛko tia sika a wɔde di dwuma ɔkwammɔne so di dwuma na wopaw ɔpanyin a ɔhwɛ mmara so. Mprempren aman yi nyinaa afi ase rehyɛ wɔn nhyehyɛe ahorow no mu den.

PayPal a wodi so wɔ Australia

Ɛyɛ PayPal asɛdeɛ ma KYC (Hu Wo Adetɔfoɔ). Aboɔden abo tɔnfo dodow no ara nte KYC ho asɛm, nim w’adetɔfo, nanso ɛrenkyɛ ɛbɛyɛ nea ɛho hia sen biara wɔ w’adwuma mu. Sɛ wotɔn wɔ intanɛt so a, ɛsɛ sɛ wode PayPal di dwuma, eyi bɛka aboɔden abo adwuma no nyinaa. Sɛ́ aboɔden abo tɔnfo no, wɔhwehwɛ sɛ wuhu w’adetɔfo na wuhu wɔn a wɔde nneɛma ma wo no. Ɛyɛ PayPal asɛdeɛ sɛ ɔbisa nea ɔtɔn no no sɛ ɔmma no wɔn a wɔde nneɛma ma no nyinaa sika a wɔde tua ho ka no bi. Ɛsɛ sɛ eyinom yɛ sika a wɔde tua ho ka a ɛkɔ akyiri a akontaabu ne emu duru pɔtee wom, enti wobetumi ahu nneɛma a wɔatɔ no. Daakye, wɔrennye invoice biara a ɛka sɛ ‘parcel lot’, anaa ‘miners deal’ no ntom. Ɛde besi nnɛ no, ɛho nhia sɛ aboɔden abo tɔnfo kyerɛw wɔn din wɔ Austrac, nanso ɛyɛ papa sɛ wobɛyɛ nhyehyɛe mprempren sɛ ɛba saa efisɛ nea ebefi mu aba no bɛyɛ kɛse.

Sɛ nhwɛso no, sɛ wotɔn coin bullion, dwetɛ anaa sika kɔkɔɔ wɔ Australia a, ɛnyɛ hwee sɛ dodow a mmara hwehwɛ sɛ wokyerɛw wo din wɔ Austrac. PayPal rennye sikatua sɛ woankyerɛw wo din a. Asotwe a wɔbɔ wɔ mmara a wonni so no yɛ nwonwa enti ɛsɛ sɛ nkrataa a wɔde ma no yɛ pɛpɛɛpɛ. Yɛnim PayPal sɛ ɛsrɛ Australiani bullion tɔnfoɔ bi sɛ ɔnkyerɛw ne din wɔ Austrac. Wɔ saa tebea yi mu no, mpo sɛ nneɛma a wɔtɔn no sua mpo no, wɔasrɛ sɛ wɔnhwɛ ne wɛbsaet no so na wɔde anohyeto ahorow ahyɛ wɔn akontaabu no so kosi sɛ wobewie.

So wubetumi asusuw ɛka a wɔbɔ wɔ nneɛma a wɔtɔ ne wɔn a wɔde nneɛma ma ne nea wɔtɔn ho akontaabu ho? Akontaabufo bo bɛyɛ dɔla 350 dɔnhwerew biara enti adwuma bi betumi akɔ soro $5,000 kosi $15,000. Saa adetɔnfoɔ yi nyaa Ombudsman no sɛ ɔmmoa wɔ n’akasakasa a ɛfa sɛ ɔdi Paypal so no mu na wɔwiee yei asram kakraa bi a atwam ni.

So w’adwuma no betumi agyina Audit ano?

Ɛyɛ papa sɛ wobɛsiesie wo ho seesei na woayɛ w’adwene kɛseɛ wɔ nkrataa pɔtee no so sɛdeɛ ɛbɛyɛ a wɔbɛtumi ahwehwɛ aboɔ a woatɔ no mu akɔ adetɔn ne nea wɔakyerɛw wɔ intanɛt so. KYC nso hwehwɛ sɛ adetɔnfo nim wɔn a wotɔn wɔn nso. Ɛyɛ adetɔnfo asɛyɛde sɛ wɔhwɛ hu sɛ onipa a ɔretɔ no yɛ ade a ɛfata na ɛnyɛ sika a wɔde di dwuma ɔkwammɔne so. Wosi nea ɔtɔn no so dua sɛ ɔbɛhwɛ ahu sɛ nea ɔtɔ no no fata. Ɛsɛ sɛ adetɔnfo nso de mena kɔma adetɔfo a wɔakyerɛw wɔn address.

Gem Rock Auctions ne Europa adetɔfoɔ a ɛsɛ sɛ wɔdi aban nkrataa ne sika a wɔde tua ho ka pii so adi nkitaho, na nnansa yi ara na yɛwɔ nkrasɛm a ɛfiri UK adetɔfoɔ hɔ nso a ɛwɔ ahwehwɛdeɛ korɔ no ara a ɛhia. Ɛyɛ papa sɛ wobɛsiesie wo ho seesei sɛ ɛba sɛ aboɔden aboɔ adwuma no bɛhia sɛ wɔdi mmara so ɛfiri sɛ adetɔnfoɔ dodoɔ no ara rentumi mmua nsɛm a aban nnwumakuo hwehwɛ nyinaa.

Sɛnea wobɛsiesie wo ho ama akontabuo abisadeɛ anaa PayPal anohyetoɔ

Nsɛm a wɔkyere gu kasɛt so a ɛnyɛ den nkutoo ne nea wɔhwehwɛ, nanso ɛsɛ sɛ ɛyɛ pɛpɛɛpɛ. Nna a wɔde tua sika no aba awiei. Wubetumi de nhyehyɛe abien a ɛnyɛ den no biako ayɛ kyerɛwtohɔ ahorow.

Invoice Trace - Wobetumi de invoice a efi nea ɔde ma no hɔ adi dwuma ama wo code ne nɔma. Sɛ nhwɛsoɔ no: Sɛ J. Smith gemstones ma wo invoice nɔma a ɛyɛ 112. Wo code no betumi ayɛ JS112 na afei wode adeɛ nɔma 001 aka ho enti code a ɛwɔ adeɛ baako so no yɛ JS112001. Wubetumi nso de date no aka ho sɛ wopɛ a. Sɛ wɔkyerɛw nneɛma no na wɔde code ahyɛ mu wie a wubetumi de nneɛma a wɔahyehyɛ no nɔma aka invoice yi ho ama woatumi de adi dwuma daakye. Sɛ wopɛ nsɛm pii a, fi ase yɛ Excel spread sheet. Anka wɔbɛma wo code no nɔma nnidiso nnidiso, nanso wode supplier ho nsɛm a date ne baabi a wɔakyerɛw ka ho bɛka ho. Spread sheet yɛ papa ma adetɔnfoɔ a wɔyɛ ‘No Reserve Auctions’ pii sɛdeɛ da biara wobɛtumi ayɛ adetɔn amanneɛbɔ foforɔ na wobɛtumi ahunu suppliers aboɔ a wɔtɔn yie. Eyi gye bere pii, nanso ɛnyɛ sɛ ɛboa amanneɛbɔ a ɛfa mmara sodi ho nko na mmom wubetumi ahu wɔn a woyɛ wɔn a wɔde nneɛma ma a wonya mfaso kɛse no nso.

Blockchain Mfiridwuma ho nimdeɛ

Nnwumakuw bi a wɔyɛ diamond afi ase de saa mfiridwuma yi redi dwuma sen sɛ wɔde adansedi nkrataa bɛma. Saa mfiridwuma a wɔde di dwuma ma Bitcoin yi mprempren wɔde di dwuma ma providence adanse ma emerald ne diamonds . Yɛwɔ anidaso sɛ da bi ɛbɛboro aboɔden abo adwuma no nyinaa so.

Gem Rock Auctions nso wɔ nhyehyɛe soronko bi a wɔfrɛ no Gemstone Sheriff. Wɔhyɛɛ saa nhyehyɛe yi ase mfe 10 a atwam ni sɛnea ɛbɛyɛ a adetɔnfo behu nsɛm a aba foforo wɔ aboɔden abo adwuma mu, titiriw ayaresa foforo a wɔde sa aboɔden abo. Aboɔden abo ho animdefo a wɔwɔ USA ne Australia ahwɛ nhyehyɛe yi so a wɔawie akontaabu bɛboro 10,000.

Wɔsan nso yɛ yɛn adetɔnfo a wɔagye wɔn atom no akontaabu hwɛ sɛ wodi yɛn akwankyerɛ a emu yɛ den a ɛne sɛ wɔbɛyɛ adetɔnfo a wɔapene wɔn so no so anaa.

Ɛsɛ sɛ wɔn a wɔrehwehwɛ adwuma no hyehyɛ kratasin bi na afei wɔyɛ wɔn mu nhwehwɛmu yiye de hwɛ sɛ wɔwɔ Aboɔden abo Nnwuma mu na wɔwɔ nneɛma ho nimdeɛ a emu yɛ den.